First American Merchant Funding is a finance services company founded in 2010 in Thousand Oaks, California. The company offers credit card processing services for merchants and loans to small business owners. First American Merchant Funding is best suited for small business owners who are unable to secure financing from traditional banking institutions, but need fast access to working capital for a variety of reasons. The finance services company works with all credit types and only requires proof of business income for at least three to six months in order to qualify for a small business loan. Small business loans from First American Merchant are used for inventory and business equipment purchases, marketing, location expansion, and technology upgrades. First American Merchant also works with lenders that offer merchant cash advances specifically designed for medical marijuana companies.